Tired of being broke!

After days of having to scrape together coins to provide a meal for the family, borrow $20 in gas until “Friday” (payday), and constantly going over the lingering past due bills, I check my account to review what has been paid. In doing so, I realize how serious I need to get with budgeting. I don’t know why that’s such a challenge for me, but it is. I have to get in my head that it’s planning like any other type of planning, and that I am great at. I plan for our family vacations, goals, weekly meals (even though it hasn’t been consistent I admit), but for the most part I am great at planning and getting things organized. In any case, I’ve decided to get budget savvy in a way that best suits my busy lifestyle as a full time working mom of 3 with a crazy schedule. Just to be fair, I know there are tons of great budget friendly help guides out there, and I suggest everyone do their own research and read as many of those that you can. I find that I get my best inspiration from a collection of others work to give me the closest fit when I’m looking for certain answers. In this situation, I just need to play this by trial and error. After scanning through a few different reads, it’s said that it takes 21 days at least to make something a habit. So for the next 3 or so weeks ill be tracking some things I’ve done to kick off my 21 days of budgeting. First things first, I’m going to get a print out of my last 3 banking statements and tally up my expenses to get an average for those 90 days. That way I can build a SMART budgeting plan. So I’ll be checking back in often to give an update.

Click the Here for reference on SMART Goals.

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Published by jaetalksup

Educator, Mompreneur of 3, New to the world of Lifestyle Blogging, but a writer for over 20 years. Creative designing, mentoring, and Traveling are among my favorite things to do. I'm extremely optimistic about this new adventure, and look forward to an amazing year.

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